Payment Methods

Last Updated: October 27, 2026
Currency: United States Dollar (USD)

Lifefurni, operated by LIFEFURNI LLC, provides secure online payment options for customers purchasing Wooden Mechanical Puzzles through our website.

This Payment Methods Policy explains accepted payment methods, billing information, payment authorization, shipping charges, cancellations, refunds, and payment related support.

1. Accepted Payment Methods

Lifefurni accepts the payment methods displayed during checkout.

Depending on availability, these may include:

Major credit cards

Major debit cards

PayPal where available

Other supported online payment methods displayed during checkout

Only payment methods actually shown during checkout should be considered available for a particular transaction.

Available payment options may vary depending on customer location, financial institution, payment provider, device, browser, or checkout configuration.

2. Currency

All prices and transactions on Lifefurni are processed in:

United States Dollars (USD)

This includes:

Product prices

Shipping charges

Applicable taxes collected during checkout

Final order totals

Approved refunds

If your payment account uses another currency, your bank or payment provider may convert the transaction.

Lifefurni does not control exchange rates, currency conversion fees, foreign transaction fees, or other charges imposed by independent financial institutions.

3. Secure Payment Processing

Customers should enter payment information only through the official Lifefurni checkout.

Sensitive payment information may be processed directly by third party payment providers.

Lifefurni does not normally require customers to provide complete payment card information through ordinary email or customer support communications.

Please do not send:

Complete credit or debit card numbers

CVV or CVC codes

Banking passwords

Payment account passwords

One time authentication codes

4. Billing Information

Customers are responsible for providing accurate billing information during checkout.

This may include:

Full name

Billing address

Email address

Telephone number

Payment information required by the selected payment method

Incorrect or incomplete billing information may result in payment decline, additional verification, order delay, or cancellation.

5. Payment Authorization

Submitting an order does not guarantee payment approval.

A transaction may be declined because of:

Incorrect payment information

Billing address mismatch

Expired payment method

Insufficient funds

Insufficient available credit

Bank restrictions

International transaction restrictions

Incomplete authentication

Fraud prevention controls

Lifefurni cannot override a payment decision made by an independent bank, card issuer, or payment provider.

6. Payment Verification

Certain transactions may require additional review before fulfillment.

Lifefurni may review:

Payment status

Billing information

Shipping information

Order details

Product availability

Fraud prevention information

An order may be temporarily placed on hold while verification is completed.

Additional verification does not automatically mean that the order has been declined.

7. When Payment Is Submitted

Payment is submitted when the customer completes checkout and places an order.

After payment has been successfully authorized or confirmed, the order may begin processing.

Receiving an order confirmation does not mean that the Wooden Mechanical Puzzle has already shipped.

8. Order Total

Before completing payment, customers should review the complete checkout summary.

Depending on the transaction, the order total may include:

Product subtotal

Promotional discounts

Shipping charges

Applicable taxes

Duties or other charges collected during checkout

Final amount due

The amount displayed during checkout before payment is submitted is the amount that applies to the transaction, except where an obvious technical or pricing error occurs.

9. Current Shipping Charges

Current standard shipping charges are:

North America

Countries Covered: United States and Canada

Standard Shipping: USD 9.99

Free Standard Shipping: Orders of USD 149 or more

Europe

Countries Covered: United Kingdom, France, Germany, Spain, Italy, Belgium, and Portugal

Standard Shipping: USD 14.99

Free Standard Shipping: Orders of USD 199 or more

Oceania

Country Covered: Australia

Standard Shipping: USD 19.99

Free Standard Shipping: Orders of USD 249 or more

The shipping amount displayed during checkout is the amount that applies to the order.

Please review our Shipping Policy for complete shipping and delivery information.

10. Taxes and International Charges

Applicable taxes may be calculated and collected during checkout where required.

International orders may also be subject to:

VAT

GST

Import duties

Brokerage charges

Customs processing fees

Other destination related charges

If Lifefurni collects a particular charge during checkout, it will be included in the final order total.

Charges not collected by Lifefurni may be collected separately by the carrier, customs authority, brokerage provider, or applicable government agency.

11. Declined Payments

If your payment is declined, you may:

Check the payment information entered

Verify the billing address

Confirm available funds or credit

Complete any required authentication

Contact your bank or card issuer

Try another payment method available during checkout

Orders with unsuccessful payments will not normally proceed into fulfillment.

12. Pending Transactions

A transaction may temporarily appear as Pending while the bank or payment provider processes or reviews the authorization.

A pending authorization does not necessarily mean that a completed payment has been collected.

If the transaction does not complete, the financial institution may release, void, or allow the authorization to expire according to its own processing schedule.

13. Duplicate Charges

If you believe you were charged more than once for the same intended transaction, contact:

support@lifefurni.com

Please provide:

Full name

Order number

Email address used during checkout

Transaction date

Transaction amount

If relevant, you may provide only the last four digits of the payment card.

Do not send the complete card number or CVV.

14. Pricing Errors

If an obvious pricing or checkout error is identified before fulfillment, Lifefurni may:

Contact the customer

Correct the error

Ask whether the customer wishes to proceed

Cancel the affected order

Refund the eligible amount

Lifefurni will not intentionally replace the confirmed transaction price with a materially different amount without addressing the issue.

15. Order Cancellation

Customers may request cancellation within:

24 hours after placing the order

provided fulfillment has not progressed beyond a stage where the order can reasonably be stopped.

Submitting a cancellation request does not guarantee approval.

Please review our Cancel My Order / Cancellation Policy for complete details.

16. Cancellation Refunds

After an eligible cancellation has been approved, Lifefurni normally submits the refund within:

7 business days after cancellation approval

The refund is normally returned to the original payment method.

Your bank or payment provider may require additional time before the funds appear.

17. Return Refunds

Eligible returns are governed by our Return & Refund Policy.

After an eligible return has been received, inspected, and approved, Lifefurni normally submits the refund within:

7 business days after return approval

18. Refund Method

Approved refunds are normally returned to the:

Original payment method used for the purchase

Credit or debit card refunds are returned to the original card.

PayPal refunds are returned to the original PayPal transaction where applicable.

Other supported payment service refunds are returned through the original transaction.

Refunds generally cannot be redirected to:

Another card

Another person's account

An unrelated bank account

Another unrelated payment method

19. Refund Currency

Approved refunds are processed in:

United States Dollars (USD)

If the original transaction was converted into another currency, the amount received in local currency may differ because of exchange rate changes, currency conversion fees, bank policies, or payment provider policies.

Lifefurni does not control these independent conversion differences.

20. Refund Posting Time

Lifefurni's refund processing time is separate from the posting time used by the customer's bank or payment provider.

After Lifefurni submits an approved refund, additional processing time may be required by:

Bank

Card issuer

PayPal

Other payment provider

21. One Time Purchases

Unless clearly stated otherwise during checkout, purchases made through Lifefurni are:

One time transactions

Purchasing a Wooden Mechanical Puzzle does not automatically enroll customers in subscription billing, recurring payments, or automatic renewal.

22. Payment Disputes

If you believe there is a problem involving a payment, order, shipping charge, cancellation, return, or refund, please contact Lifefurni so the transaction can be reviewed.

Customers retain any applicable rights to contact their bank, card issuer, payment provider, or other appropriate authority.

23. Fraud Prevention

Lifefurni may delay, review, decline, or cancel a transaction where there is a reasonable concern involving:

Suspected fraud

Unauthorized payment

Identity mismatch

False transaction information

Suspicious activity

Misuse of the payment process

If a paid order is canceled after review, the eligible amount will be returned to the original payment method.

24. Payment Security

Lifefurni uses reasonable measures intended to help protect payment related information.

Customers should:

Use the official Lifefurni website

Verify the website address before submitting payment

Keep payment passwords private

Never share one time authentication codes

Avoid suspicious payment links

No online payment system can guarantee absolute security.

25. Changes to This Policy

Lifefurni may update this Payment Methods Policy when payment methods, checkout functionality, shipping charges, refund procedures, business practices, or legal requirements change.

The Last Updated date will be revised when a new version is published.

26. Contact Lifefurni

For questions about payments, billing, checkout, declined transactions, pending payments, duplicate charges, cancellation refunds, or refund status, contact:

LIFEFURNI LLC

Brand: Lifefurni

Business Address:
5044 CALLAGHAN RD
SAN ANTONIO, TX 78228
United States

Phone: +1 (740) 348-9301

Email: support@lifefurni.com

Support Hours: Monday through Sunday, 8:00 AM to 5:00 PM Central Time

For an existing transaction, please include your Order ID whenever available.

Please do not send complete card numbers, CVV codes, banking passwords, payment account passwords, or one time authentication codes by email.